Receiving professional substance abuse treatment is the best way to beat an addiction to drugs or alcohol. Although this kind of care can be expensive, your out-of-pocket costs may not be very high if you have a good insurance plan.
If you have a Providence insurance plan, keep reading. Below, we’ll tell you everything you need to know about paying for your substance abuse treatment with this type of insurance.
What is Providence?
Providence was created in 1843 by a group of Catholic nuns. It’s since grown into one of the largest insurance companies in the country, with coverage for residents and companies in states like:
- California
- Oregon
- Washington
- Texas
- Alaska
- Montana
- New Mexico
- And more
What coverage levels does Providence offer?
Providence groups its plans into three categories: bronze, silver, and gold.
Bronze plans offer the lowest monthly premium payments but have the highest out-of-pocket costs for health care. Gold plans are the opposite. They offer the highest monthly premium payments and the lowest out-of-pocket costs. Silver plans offer a middle ground between these two extremes.
The company uses a PPO model. That means many of its plans will only include coverage for physicians and healthcare services that are in-network.
Does Providence cover the costs of rehab?
Most plans from Providence provide at least a baseline level of coverage for rehab. But the amount of coverage that your plan from Providence offers can vary greatly based on the type of plan that it is.
As a general rule of thumb, gold plans will have the lowest out-of-pocket costs for rehab, bronze plans will have the highest out-of-pocket costs, and silver plans will fall somewhere in the middle.
But there can also be a good deal of variability within each of these tiers. So you’re really going to have to check in with Providence or look at your contract to see exactly how much you’d pay for rehab.
What types of care will my Providence plan cover?
The good news is that Providence plans typically cover most of the major medically-necessary types of substance abuse treatment. This is a list that includes:
- Medical detox
- Inpatient rehab
- Outpatient rehab
- Partial hospitalization and intensive outpatient programs
- Medication-assisted treatment
- And potentially others
Once again, the specifics of your plan will determine what you have coverage for. If you’ve been paying for a high-level plan from Providence, you may even have coverage for services like sober living and holistic healing techniques.
How can I learn more about my substance abuse treatment costs with Providence insurance?
Are you looking for more specific information about your substance abuse coverage from Providence? If so, you’ve got two options.
First, you can reach out to Providence directly. They’ll tell you about the general level of coverage that you have for different types of services. But they won’t be able to give you the specifics of how much you’re actually going to have to pay out-of-pocket until you give them a specific provider’s information.
That’s why the better strategy is to reach out to a facility like The House of the Rising Son directly. We can contact Providence for you and let you know exactly how much it’s going to cost you to receive the type of support that you’re after.
That way, you can make a decision about how you’re going to proceed with your substance abuse treatment plan as soon as possible.
So why wait? You can begin the process of figuring out how much substance abuse treatment will cost you with Providence insurance by contacting us today.
