Paying for substance abuse treatment isn’t always easy. But, thankfully, most major insurance providers will cover at least a portion of your costs. However, the exact amount that you need to pay can vary from plan to plan and provider to provider.
If you have Oxford Health Insurance and you’re wondering about all of this, you’re in the right place. Keep reading to learn everything that you need to know about paying for substance abuse treatment with Oxford.
What is Oxford Health Insurance?
Oxford is a health insurance company that was launched in 1984. The company provides a variety of health insurance plans to residents and companies located throughout the states of New York, New Jersey, and Connecticut.
What types of treatment does Oxford offer coverage for?
The exact types of treatment that you have coverage for will depend on the plan that you have with Oxford. But most plans will offer at least a baseline level of coverage for all medically-necessary types of substance abuse care.
This is a list that includes:
- Inpatient rehab
- Outpatient rehab
- Mental health services
- Intensive outpatient and partial hospitalization programs
- Medication-assisted treatment
- And more
If you have a higher-level Oxford insurance plan, then you may even have some coverage for treatments like meditation and sober living. But this all just depends on the language of your plan.
How long does Oxford Health Insurance cover rehab?
One thing to keep in mind is that health insurance companies like Oxford tend to place a limit on the amount of time that you can receive coverage for being in rehab. That means you may not be able to stay in rehab for as long as you want while maintaining full coverage.
The answer to this question, once again, comes down to your plan. But it also can be influenced by your medical situation.
For example, factors like your withdrawal timeline, your conditions at home, and your potential for relapse can impact how long a company like Oxford is willing to pay for you to be in rehab.
Will my employer find out if I use Oxford insurance to go to rehab?
In the United States, many people get their health insurance through their employers. That may make you a bit uncomfortable, as you may not want your employer to know that you’re taking time off of work to go to rehab.
Thankfully, this isn’t something that you have to worry about. When you use an Oxford employer plan to go to rehab, neither the insurance company nor the rehab facility can tell your employer what you’re doing unless you give them your express written consent to do so.
That means you can pursue whatever type of substance abuse treatment that you think will be best for your situation without having to worry about it getting back to your employer.
How do I learn more about the types of coverage that I have through Oxford?
The most straightforward way to get more information about your coverage for substance abuse treatment is to reach out to Oxford Health Insurance directly.
But when you do that, you’re only going to get generalized information about what your coverage could look like in different situations. If you want to know exactly how much you’ll have to pay out-of-pocket for substance abuse treatment, you’re going to need to contact a facility.
That’s why you should consider reaching out to The House of the Rising Son. Our addiction specialists are standing by to answer your questions and verify your insurance.
Just tell us what type of Oxford plan you have and we’ll let you know how much treatment will cost you.
